MICRO Blog

The latest revisions to India’s National Pension System (NPS) have allowed it to evolve into a flexible, low-cost, multi-choice, tax-efficient, long-term retirement product. For many investors, this could well be a game changer. Especially for those who: This behavioural gap is blatantly reflected in the difference between mutual fund scheme returns and actual investor returns. […]

Jim Walis rightly stated: If you are asking the wrong question, it doesn’t matter how good the answer is, you aren’t going to get where you want to go. In the context of personal finance, questions which focus more on the product rather than the solution have a myopic approach. This stems from the fact […]

Most people equate financial freedom with retirement. People set milestones – ‘I want to accumulate an X amount by age 40 and then retire’. But financial freedom is not retirement from work. It is a mirage unless you have truly figured out what you really want to do in life till your time on earth […]

How much money you will require in Retirement without a regular stream of income to sustain you for atleast 20-25 years? And with maintaining current lifestyle, healthcare and fulfilling aspirations? Get thinking now!

Can you imagine how your retirement would be? Will you be able to maintain your current standard of living post retirement? Will your financial responsibilities be over at 60? Will you be healthy enough to avoid lifestyle diseases and a big dent in your savings? Will you be living independently with your spouse? Will your […]