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MICRO Blog
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EPF Contributions Above Rs.2.5 Lakh: Why That "Taxable Account" Never Really Goes Away
If you're a high-saver relying partly on EPF/VPF to build a large, tax-free retirement corpus, there's a rule that quietly changes the math. The Rule, in Brief Since FY 2021-22, interest on an employee's own contribution to EPF/VPF is tax-free only up to Rs.2.5 lakh per financial year. Contribute more than that in a year, and the interest earned on the excess is taxable in your hands as "Income from Other Sources," with TDS deducted at source. This only applies to the employe
Aug 172 min read
What women really need?
Candid money conversations with women clients made me realise that financial needs of women are no different from men. Women need adequate life & health insurance just like men. They also need to plan for their personal aspirations and retirement as men. What they do not need is women oriented insurance/pension policies, personalised savings A/c […]
Jul 11, 20221 min read
5 money points every women should remember
To develop a healthy relationship with money, women need to have all the 3 – financial independence, financial security and financial empowerment. Check out this infographic which kind of sums up all the three aspects. Happy Woman’s Day to all the Super Women out there!
Jul 10, 20221 min read
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